How To Get A New Roof Covered By Insurance

This means you will get a percentage of the replacement cost based on the roof s material and age.

How to get a new roof covered by insurance.

If your roof insurance claim is fully or partially covered under your existing insurance policy you ll have some money to repair your roof or replace it completely with a new roof. Repair coverage usually takes into consideration depreciation of the roof. This will pay you the full amount to get a new roof. Your insurance agent or public adjuster can likely provide recommendations as well.

Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage. Choose a roofer that has experience in insurance roof repair. First and foremost check your homeowner s policy to ensure that coverage for roof repair or replacement is available. To get started first check your insurance policy documents to make sure you re covered for the.

Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place. Usually if the roof is under 10 years old there s a good chance the claim will be accepted. How to claim a new roof on your homeowner s insurance research your coverage. Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.

If your roof is newer and in good shape you may be able to buy roof replacement cost coverage. Take pictures of the damage to your roof and of any interior damage resulting from the damaged.